Phone 1800 444 396
Post GPO Box 264, Brisbane QLD 4001

Are you paying more fees than you should?

Consolidate your super

6 February 2024

If you have money in a superannuation account that you no longer contribute to, you could be paying more fees than necessary.

Luckily, there is an easy way to reduce these fees and help your savings grow faster, by consolidating (or combining) your super into just one account.

According to, the benefits of consolidating your accounts and includes the following:

  • Saving money by only paying one set of administration fees.
  • Having less paperwork.
  • Easily keeping track of your super balance.

If you would like to consolidate other accounts into Brighter Super, it’s quick and easy to do online.

Things to consider before consolidating

Everyone is different, and you should consider what is best for your situation. You should first compare your super funds and, if you decide to consolidate, choose the fund you think will give you the best long-term outcome for your retirement.

Before consolidating, check with your other super fund(s) to see if this could result in changes to your employer contributions, any fee or tax implications, or loss of insurance cover.

If you are planning to claim a tax deduction for any personal super contributions you have previously made, you will need to submit a notice of intent form to your original fund before consolidating into another fund.

Consolidating accounts is quick and easy with Brighter Super

If you are ready to consolidate other accounts into Brighter Super, you can do it all online in just a few minutes. Simply follow these steps:

  • Log in to Member Online
    Log in with your username and password to Member Online. If you haven't logged into Member Online before you'll need to register.
  • Have your phone and ID handy
    For security purposes we will send a code to either your mobile phone number or email address before we can search for your super. You will need two forms of identification to verify your identity.
  • Find your super
    To search for super with other funds, or for super that may be lost and held by the Australian Taxation Office (ATO), click 'Find my super’ in the main Member Online menu. Complete the steps and we will do the search for you.

If you consolidate your super, let your employer know the relevant fund and account details so they can arrange to pay your compulsory and voluntary super contributions into that account. 

Not sure what’s right for you?

We know that superannuation is not always straightforward, and sometimes our members appreciate a helping hand.

A 30-minute Super Health Check, at no additional cost, can help you understand your current super arrangements, discover new ways to grow your savings, search for lost super, and understand how much you may need to retire.

To arrange your telephone or video call appointment, you can make an online booking or call us on 1800 444 396.


LGIAsuper Trustee (ABN 94 085 088 484) (AFSL 230511) (the Trustee) as trustee for LGIAsuper (ABN 23 053 121 564) (RSE R1000160) (the Fund) trading as Brighter Super. Brighter Super products are issued by the Trustee on behalf of the Fund. Brighter Super may refer to the Trustee or LGIAsuper as the context may be. This article may contain general advice which does not take into account your individual objectives, financial situation or needs. As such, you should consider whether it is appropriate in light of your own objectives, financial situation and needs prior to making any decision. You should consult a licensed financial advisor if you require advice which does take into account your personal financial circumstances. You should also obtain and consider the Product Disclosure Statement (PDS) before making any decision to acquire any products. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the PDSs and TMDs at