Phone 1800 444 396
Web brightersuper.com.au
Email info@brightersuper.com.au
Post GPO Box 264, Brisbane QLD 4001


Consolidate your super

Growing your super in one account instead of multiple accounts could save you time and money

Do you have money in a superannuation account that you no longer contribute to? You could be paying more fees than necessary.

Luckily, Brighter Super offers an easy way to find and consolidate any other super you may have into your Brighter Super account. This could reduce your fees and help your savings grow faster.

According to moneysmart.gov.au, the benefits of consolidating super into one account include:

  • Saving money by only paying one set of administration fees.
  • Having less paperwork.
  • Easily keeping track of your super balance.

Brighter Super’s online consolidation tool can also help you find any lost or unclaimed super. With $16 billion of lost super in over 7 million accounts in Australia1, if you’ve changed jobs, your name or your address, there’s a chance that some of this could be yours.


Things to consider before consolidating

Before consolidating your super, you should consider what is best for your situation now and long-term. You should also check with your other super fund(s) to see if this could change your employer contributions, any fee or tax implications, or loss of insurance cover.


How to find and consolidate your super

If you are ready to find and consolidate other accounts into your Brighter Super account, it can all be done securely online and only takes a few minutes.

We are required to have your Tax File Number already listed on your account to search for your super. If we don’t have one on file, you will need to provide it before you can begin. You can do this on the Personal Details page in Member Online or by completing the Tax file number form (M22).

If your Tax File Number has been supplied or corrected by a third-party service, you will need to call Brighter Super on 1800 444 396 to confirm the information is correct before you can begin these steps.

Click the button below and you’ll be taken through four steps.


Find your lost super

Step 1 - Vector Smart Object-18

Step 1

Enter your personal details (name, email, date of birth, postcode) – these must match the details on your Brighter Super account.

If you already use Member Online to view or update your account, you can skip this first step. Instead, you can log into your account, click the Consolidate your super button and you’ll be taken to step 2.

Step 2 - Syber security

Step 2

You will be asked to verify a code we send to you via email or SMS.

Step 3 - Personal details icon

Step 3

You will be asked to verify your identity by providing two of the following: Australian driver licence, Medicare card, or Australian passport.

Step 4 - Vector Smart Object-17

Step 4

After verification, our website connects with the Australian Taxation Office’s (ATO) SuperMatch tool, and all your super accounts will be displayed. You may already know about your other super accounts, but you may also find that you have super you had forgotten about. This is referred to as lost or unclaimed super.

You can then choose to consolidate your super into your Brighter Super account.

We’re here to help

We know that superannuation is not always straightforward, and sometimes our members appreciate a helping hand. You can call us on 1800 444 396 if you have any questions on your account or consolidating your super to Brighter Super.

1 Australian Taxation Office (ATO), total lost (fund-held) and ATO-held super, as of 30 June 2023