Your Brighter Super Accumulation account

When you become a member of Brighter Super, we’ll open an Accumulation account for you. Your Accumulation account gives you the flexibility to select your own investment options and choose the insurance cover that’s right for you.

What is an accumulation account?

It is similar to a bank account, where your super goes to accumulate while you’re working. Your employer makes contributions, known as the Superannuation Guarantee (SG), into your Accumulation account. You can add extra, too. Then once you reach retirement or meet a condition of release you can access your money.

Learn more about superannuation

For more information about our fees, read the relevant Product Disclosure Statement (PDS) or refer to Fees and costs.

Take control of your super

Your Brighter Super Accumulation account gives you the flexibility to manage your super the way you want. It is a platinum rated^ product that offers competitive returns, with access to financial advice and member education.

^ You should refer to respective research houses (and their disclaimers) to obtain further information about the meaning of the rating and the rating scale. Ratings are only one factor to be taken into account when deciding whether to invest. Ratings are subject to change without notice and may not be regularly updated. Ratings are current as at date of publication.  Past performance information is not indicative of future performance.

Protection against the unexpected

Brighter Super's insurance benefits can protect you, your family and your lifestyle against the unexpected, 24 hours a day, 7 days a week. We offer flexible insurance for a wide range of financial and lifestyle needs.

Most Brighter Super members will automatically receive default insurance cover as part of their membership, subject to eligibility. Please refer to the relevant Insurance guide for information on insurance cover offered.

Reaching Retirement

Once you've retired and reached your preservation age, you can generally access your super. You can take your benefit as a lump sum, or you can choose a Pension account to provide a regular income in retirement.

You should read the relevant Product Disclosure Statement (PDS) in deciding whether to acquire or continue to hold this product.