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Accumulation account

When you become a member of Brighter Super, we’ll open an Accumulation account for you. Your Accumulation account gives you the flexibility to select your own investment options and choose the insurance cover that’s right for you.

We work hard to keep our fees as low as possible

We are a profit-for-members fund – we don’t have any shareholders to pay, and we don’t pay commissions to financial advisers. We charge fees to cover the costs of running the fund, and any profit is put back into the fund for the benefit of all our members.

For more information about our fees, read the Accumulation accounts Product Disclosure Statement (PDS) or refer to Fees and costs.

Take control of your super

Your Brighter Super Accumulation account gives you the flexibility to manage your super the way you want.

Consolidate your super

If you’ve got multiple super accounts, you could be paying multiple sets of fees and insurance premiums, and could make a big difference to your final payout. We’ve made it easy to transfer your other accounts to Brighter Super.

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Grow your super

You can make personal contributions, either as a lump sum, as regular payments through salary sacrifice or from after-tax money. You can also make spouse contributions to your partner’s account.

Explore ways to grow your super

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Investment choice

Brighter Super offers a wide range of ready-made and single asset class investment options. If you don't make a choice, your super will automatically be invested in our MySuper investment option, a simple, low-cost option that suits the needs of most members. You can switch between options as many times as you wish, without charge.

Investment Options

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Take your super with you

We can accept contributions from any employer, so if you change jobs, you can take Brighter Super with you, wherever you go!

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Manage your super online

Enjoy, easy online access to your account with Member online. You can manage your super on any device, day or night.

Login to Member Online Register for Member Online

Protection against the unexpected

Most members automatically receive Death and Total and Permanent Disablement (TPD) insurance. Depending on your employment arrangements, you may also receive Income Protection insurance. Read our Insurance guide for more information about your insurance options.

Easy access to your savings

Once you've retired and reached your preservation age (which is between 55 and 60 depending on when you were born) you can generally access your super. You can take your benefit as a lump sum, or you can choose a Brighter Super Pension account to provide a regular income in retirement.

You should read the Accumulation account PDS in deciding whether to acquire or continue to hold this product.

Join Brighter Super today

We’re here to make things easy and help you get the most from your super so you can enjoy a better lifestyle in the years ahead.

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Compare us

See how well we stack up against some of the other super funds out there.

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Know you're covered

Get peace of mind with our Death and TPD, and income protection insurance.

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Feel confident

Some of the industry’s leading bodies have recognised our dedication to members.

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