Phone 1800 444 396
Post GPO Box 264, Brisbane QLD 4001

Financial Advice

No matter your age, income or financial goals, quality financial advice may help you increase your wealth, save on tax and secure the lifestyle you want.

How can financial advice help you?

At Brighter Super, we believe in ensuring our clients have money when they need it most. Our financial advisers can provide an honest assessment of your financial situation, help identify your goals, and customise a plan that best suits you.

Whatever stage of life you’re at, it's never too early or late to start planning for a better financial future with advice on:

  • Managing your debt and cash flow
  • Tax effective investment strategies
  • Protecting your money against inflation and investment risk
  • Protecting your income and lifestyle in case life takes a turn for the worse
  • Accumulating enough money for your retirement
  • Maximising your income in retirement.

A Brighter Super financial adviser can also help keep you on the path to financial success, by providing you with the advice and support you need over the long term.

Brighter super single issue icon

Single issue advice


  • Brighter Super members can receive limited advice on a single issue related to super, at no additional cost.
  • Your administration fee already covers this service.


  • Different ways to grow superannuation, such as salary sacrifice and personal contributions.
  • Choosing an investment option.
  • Insurance available through superannuation.


  • Phone

Brighter super icons-large-scaled advice-view

Scaled advice


  • Personal financial advice about your retirement within Brighter Super.
  • Fees will vary depending on the type and complexity of personal advice you require.
  • You may be able to deduct a portion of your fees from your Brighter Super account.


  • Retirement (adequacy and commencing a Brighter Super account-based pension).
  • Transition to retirement (TTR).
  • Determining Centrelink entitlements.


  • Phone
  • Video

Comprehensive advice


  • This service takes a complete view of your financial situation to tailor advice to suit your individual needs.
  • Fees will vary depending on the type and complexity of personal advice you require.
  • You may be able to deduct fees from your Brighter Super account.


  • Holistic wealth management and retirement planning.
  • Tax effective income streams.
  • Superannuation product comparisons.
  • How to maximise your super, as well as government benefits such as the Age Pension.
  • Wealth creation outside of superannuation.


  • Face-to-face
  • Video
  • Phone

Review advice


  • Advice to keep you on track to achieve your goals.
  • Fees will vary depending on the type and complexity of personal advice you require.
  • You may be able to deduct fees from your Brighter Super account.


  • Review your goals and objectives.
  • Adjust your plan when your circumstances change.
  • Take advantage of legislative changes.


  • Face-to-face
  • Video
  • Phone

For our comprehensive advice, as a first step we offer Brighter Super members an initial complementary, obligation free consultation. We can discuss the type of financial advice that would suit your personal situation and financial goals.

During this initial consultation, we will provide a quote for the preparation of a personalised financial plan – also known as a Statement of Advice. You can then decide whether to proceed or not.

Brighter Super’s staff are paid a salary and don’t receive commissions, fees or bonuses for the recommendations or advice they give you. However, your adviser may be paid a bonus incentive which is based on a number of performance-based measures.

To book an advice appointment, complete our online form, email us on
or call us on 1800 444 396.

Benefits of financial advice from Brighter Super

construction worker on mobile

An approach to suit you

Depending on your needs and location, you can access our financial advice service over the phone, secure video call, or in-person.

happy factory worker

It’s for everyone

Anyone can benefit from financial advice, at any stage in life and any size of account balance.

easy button

Payment options

For comprehensive advice, in many cases we can take the payment for your advice fee out of your super, meaning you’ll have no out-of-pocket expenses.

financial consultation

Individualised service

Our trusted team of advisers take the time to listen to your needs, and to develop a plan that works towards achieving your financial goals.

Annual Report

The Brighter Super Annual Report 2021/22 can be found here: Annual Reports



The 2022 Annual Members’ Meeting minutes are available for download here:
Annual Members' Meeting 2022 Minutes


LGIAsuper Trustee (ABN 94 085 088 484 AFS Licence No. 230511) as trustee for LGIAsuper (ABN 23 053 121 564), trading as Brighter Super. Brighter Super may refer to the Trustee or LGIAsuper as the context requires.

Plan, grow and protect

Talking to our financial advisers can help you to:

  • explore opportunities to grow your super, maximising your retirement savings
  • create a plan to achieve a more comfortable lifestyle in retirement
  • protect you and your family in the event of death, illness or disability.

Our team can help you identify your needs and make the right decisions for your future.


Read more about our Financial Advice team


To book an advice appointment, complete our online form, email us on
or call us on 1800 444 396.

* Brighter Super Financial Advisers are Authorised Representatives of Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL No 232514. In limited circumstances, a Financial Adviser may also be an Authorised Representative of ESI Financial Services Pty Ltd (ESI Financial Services) ABN 93 101 428 782, AFSL No 224952. ESI Financial Services is a wholly owned entity of LGIAsuper Trustee (ABN 94 085 088 484) as trustee for LGIAsuper (ABN 23 053 121 564) trading as Brighter Super. ESI Financial Services provides financial services to Brighter Super members and employers under a service agreement with Brighter Super. ESI Financial Services has engaged IFS to facilitate the provision of financial advice to Brighter Super members. ESI Financial Services has also engaged Link Advice Pty Limited ABN 36 105 811 336, AFSL No 258145 to provide Brighter Super members with access to limited personal advice over the phone in respect to Brighter Super products.

Organise advice today

The best way to learn about improving your personal situation today and in the years ahead is to talk to our friendly and experienced financial advice team.

Get in touch Learn more