Financial advice

Our financial advice service can give you the answers you need, and help you develop a plan for a better future.

Your superannuation could be one of the most valuable assets you ever have, and it can be the key to enjoying a comfortable retirement.

Whatever stage of life you are at, it's never too early or late to start planning for a better financial future.

Getting financial advice can help you make informed financial decisions as you work towards your financial and lifestyle goals.


Advice options

Brighter Super offers two financial advice options, as listed below*.

Advice type Summary Topics
Single issue advice
  • Brighter Super members can receive limited advice on a single issue related to super, at no additional cost.
  • Your administration fee already covers this service.
  • This type of advice is provided over the phone.
  • Different ways to grow superannuation, such as salary sacrifice and personal contributions.
  • Choosing an investment option.
  • Insurance available through superannuation.
Comprehensive advice
  • This service takes a complete view of your financial situation to tailor advice to suit your individual needs.
  • Fees will vary depending on the type and complexity of personal advice you require.
  • You may be able to deduct fees from your Brighter Super account.
    Appointments can be in-person or over secure video call.            
  • Tax effective income streams.
  • Superannuation product comparisons.
  • How to maximise your super, as well as government benefits such as the Age Pension.
  • Wealth creation outside of superannuation.


For our comprehensive advice, as a first step we offer Brighter Super members an initial complementary, obligation free consultation. We can discuss the type of financial advice that would suit your personal situation and financial goals.

During this initial consultation, we will provide a quote for the preparation of a personalised financial plan – also known as a Statement of Advice. You can then decide whether to proceed or not.

Brighter Super’s staff are paid a salary and don’t receive commissions, fees or bonuses for the recommendations or advice they give you.


To book an advice appointment, email us on
or call us on 1800 444 396.

Benefits of financial advice from Brighter Super

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An approach to suit you

Depending on your needs and location, you can access our financial advice service over the phone, secure video call, or in-person.

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It’s for everyone

Anyone can benefit from financial advice, at any stage in life and any size of account balance.

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Payment options

For comprehensive advice, in many cases we can take the payment for your advice fee out of your super, meaning you’ll have no out-of-pocket expenses.

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Individualised service

Our trusted team of advisers take the time to listen to your needs, and to develop a plan that works towards achieving your financial goals.

A word from one of our members

"Since I transitioned out of full-time employment, I have used LGIAsuper exclusively to manage my superannuation.

"The service and advice provided has been timely and relevant which has given me a high level of confidence that my superannuation needs are being well managed. On top of this, in perspective the returns have been more than satisfactory over this period.

I have no hesitation in recommending LGIAsuper based on my experiences."

Chris Rose PSM, former CEO of Logan City Council.

Plan, grow and protect

Talking to our financial advisers can help you to:

  • explore opportunities to grow your super, maximising your retirement savings
  • create a plan to achieve a more comfortable lifestyle in retirement
  • protect you and your family in the event of death, illness or disability.

Our team can help you identify your needs and make the right decisions for your future.


Read more about our Financial Advice team


To book an advice appointment, email us on
or call us on 1800 444 396.

* Brighter Super Financial Advisers are Authorised Representatives of Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL No 232514. In limited circumstances, a Financial Adviser may also be an Authorised Representative of ESI Financial Services Pty Ltd (ESI Financial Services) ABN 93 101 428 782, AFSL No 224952. ESI Financial Services is a wholly owned entity of LGIAsuper Trustee (ABN 94 085 088 484) as trustee for LGIAsuper (ABN 23 053 121 564) trading as Brighter Super. ESI Financial Services has engaged IFS to facilitate the provision of financial advice to Brighter Super members. Additionally, Brighter Super has also engaged Link Advice Pty Limited ABN 36 105 811 336, AFSL No 258145 to provide Brighter Super members with access to limited personal advice over the phone in respect to Brighter Super products.

Organise advice today

The best way to learn about improving your personal situation today and in the years ahead is to talk to our friendly and experienced financial advice team.

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