Temporary suspension of services: between Thursday 15 September and Sunday 25 September 2022, there will be a temporary suspension to member services as Energy Super's systems transition to Brighter Super. Please read more here.
Brighter Super’s Pension account can provide you with a regular income in retirement and the flexibility to take lump sum withdrawals. Simply choose how much income you want and how often you receive payments.
The income you receive from your Brighter Super Pension account can top up your Australian Government Age Pension (if you’re eligible) or other income support payments you may receive.
From 19 September 2022, Brighter Super members transferring to a Brighter Super Pension account could receive a Retirement Reward paid directly into their account,
Before opening a Pension account, we recommend that you:
If you decide a Pension account is right for you, simply complete the Pension application form and return it to Brighter Super.
As a profit-for-members fund, we don’t have any shareholders to pay, and we don’t pay commissions to financial advisers. We work hard to keep our fees as low as possible.
If you’re aged 60 or over, your pension income is tax free. If you’re under 60, your pension income is taxable but a tax offset applies. Investment earnings are tax free whatever your age.
Brighter Super offers a wide range of investment options so you can make a choice that suits your needs. You can change your investments at no extra cost.
You may have stopped working, but your super hasn't. With Brighter Super we'll help you get the most from your retirement savings and make managing your super simple.
The Australian Government sets a minimum pension amount that is based on your age and account balance at the time of opening your account.
As a COVID-19 relief measure, the Government temporarily reduced minimum drawdown rates on account-based pension by 50% for 2020/21, 2021/22 and 2022/23.
Use our retirement income calculator to get an idea of your future finances.
With the retirement spending calculator you can get an idea of your outgoings.
A low fee account that lets you access your super while you’re still working.