Insurance cover in super

Brighter Super's insurance benefits can protect you, your family and your lifestyle against the unexpected, 24 hours a day, 7 days a week. We offer flexible insurance for a wide range of financial and lifestyle needs.

Are you covered?

When you join Brighter Super, you may automatically receive insurance cover as part of your membership. 

You could automatically get default Death, Total and Permanent Disablement (TPD) and Income Protection (IP) cover once you meet the eligibility criteria, without needing to provide any medical history or complete any health checks.

The type and amount of default insurance cover you may be eligible for is determined by a number of factors including your employment arrangements, age and gender.

Please refer to the relevant Insurance Guide and Corporate Plan Summary for more information.

Not sure if you have insurance cover?

It is easy to check if you have insurance cover with Member Online. 

You can apply for, reduce, change or cancel your insurance cover at any time. Simply login to Member Online

How does insurance through Brighter Super work?

Most Brighter Super members automatically receive insurance cover as part of their membership. Watch our video to understand how insurance through Brighter Super works.

Getting advice

You also have access to our Financial Advisers who can recommend the right level of Brighter Super insurance cover for you, at no additional cost, as it is included in your membership. Contact us on 1800 444 396 to book an appointment.

Other important information

Our insurance guides provide detailed information about your insurance cover, including exclusions, increasing or decreasing your cover, and making a claim.

Download the relevant Insurance guide.

Do you have a Defined Benefit account?

If you have a Defined Benefit account, your insurance cover is different - guides related to your fund are available on our Defined Benefits page.

Talk to us

We're here to help. If you have any questions or would like to discuss your insurance cover, please contact us on 1800 444 396, we are open Monday to Friday, 08.00 am to 5.30 pm (AEST).