Temporary suspension of services: between Thursday 15 September and Sunday 25 September 2022, there will be a temporary suspension to member services as Energy Super's systems transition to Brighter Super. Please read more here.
Before starting a TTR Pension account we recommend you read the Pension accounts PDS and contact us to speak to our friendly and knowledgeable staff, as they can help you understand your options.
If you decide a TTR Pension account is right for you, simply complete the Pension application form and return it to Brighter Super.
To open a TTR Pension account you need:
Once you turn 65 your Transition to Retirement Pension account will automatically be converted to a Pension account. This is because there are no limits on how much you can withdraw from your super after this age.
A transition to retirement (TTR) strategy can help ease you into retirement. It lets you access some of your superannuation and keep working. It can be a good way of cutting back on your working hours while you make some lifestyle adjustments.
You can use a Transition to Retirement Pension account to:
You decide how often you receive your pension income. Choose from fortnightly, monthly, quarterly, half-yearly or annual payments.
You can also choose how much you receive each payment, within limits of 4 and 10 per cent of your superannuation balance each year.
To help keep track of your payments for the financial year, you can refer to our list of pension payment dates.View the pension payment dates
As a profit-for-members fund, we don’t have any shareholders to pay, and we don’t pay commissions to financial advisers. We work hard to keep our fees as low as possible.
Brighter Super offers a wide range of investment options so you can make a choice that suits your needs. You can change your investments at no extra cost.
If you’re aged 60 or over your pension income is tax free. If you’re under 60 your pension income is taxable but a tax offset applies.
For more information, click the button below.
You should read the Pension accounts PDS in deciding whether to acquire, or continue to hold, this product.
See how simple Member online makes it to contribute to your spouse’s account.
Use our retirement income calculator to get an idea of your future finances.
With the retirement spending calculator you can get an idea of your outgoings.