Phone 1800 444 396
Post GPO Box 264, Brisbane QLD 4001


The Defensive investment option name was changed to Secure on 19 September 2022.

This option may be suitable for investors seeking fairly stable returns, it is our lowest risk Ready-made Multi-manager option, however there may be occasional years where returns are negative. It invests mainly in defensive assets, with a small exposure to growth assets.

Return Target1

To outperform the weighted average return from the MSCI/Mercer Australia Core Wholesale Monthly Property Fund Index (13%) and the Bloomberg Barclay's Global Aggregate Index (hedged to Australian Dollars) (87%) over rolling 10-year periods after investment fees but before taxes.

Risk: Very Low

Negative returns expected 0.31 years over any 20-year period.

1 Investment markets are uncertain and future returns cannot be guaranteed.

Secure - Estimated fees and costs

Administration fees and costs: 0.18% p.a. plus 0.03% p.a.1
Investment fees and costs: 0.42%
Transaction costs: 0.04%

See the Fees and other costs section of the Investment and Fees Guide for a full explanation of the costs for each investment option.

1 This amount is not deducted from your account balance but is deducted from the Fund’s General Reserve.


Returns are reported on a basis of soft close valuations and are net of investment fees and costs and transaction costs, net of taxes, and net of the percentage-based administration fee (accrued in the unit price).

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