Switch investment options

You can switch investment options as many times as you wish during the financial year.

Brighter Super reserves the right to limit the number of investment switch requests received from a member where the number submitted is considered unreasonable. Remember that super is generally a long-term investment, and by changing investment options often you might reduce your overall investment return.

There is no fee to switch between investment options.

Choose your investments carefully

Have you considered:

  • the likely investment return of your chosen investment option/s?
  • the level of risk you are taking?
  • how long you are investing for?
  • if you are selecting more than one investment option, the overall asset allocation and risk profile the combination of options will produce?

It's important to review your investment strategy regularly, especially if you select more than one investment option. We will not automatically rebalance your investment and the different options you have will grow at different earning rates, with different levels of volatility

How do I switch investments?

Switch online

You can review and change your investments in Member Online.

 

Switch on paper

Complete and return an investment switch form.

 

Can I choose more than one investment option?

Yes. You have the flexibility to invest in one investment option or build your own investment mix by choosing a range of options for your existing account balance and/or future contributions.

Investment switch timings

The timings for an investment switch request are listed below (from 13 June 2022).

Days 1-3 represent business days which are Monday to Friday, excluding national public holidays.

 

Business day 1: Investment switch request received

Your request must be received by Brighter Super before 5.00 pm (AEST) to be considered received that day.

Requests received after 5.00 pm (AEST) are considered received the next business day.

 

Business day 2: Investment switch request processed

Your request is processed using the unit prices for the day that your request was considered received (the effective date).

The applicable unit price will be applied to your current investment option(s) before switching into your new selected investment option(s).

 

Business day 3: Transaction confirmed

The transaction and unit price applied will be displayed on your account in Member Online.

You will also receive confirmation via email or post.

 

The table below shows some examples of timings for an investment switch request.

Example of a day that a request is submitted

Day that the request is considered received by Brighter Super
(business day 1)

Day that the investment switch is processed
(business day 2)

Day that the investment switch is displayed in Member Online
(business day 3)

Tuesday 3.00 pm

Tuesday

Wednesday, using Tuesday’s unit price

Thursday

Tuesday 6.00 pm

Wednesday

Thursday, using Wednesday’s unit price

Friday

Saturday or Sunday (anytime)

Monday

Tuesday, using Monday’s unit price

Wednesday

Monday public holiday

Tuesday

Wednesday, using Tuesday’s unit price

Thursday

 

Can I cancel my switch?

If you change your mind, your switch can be cancelled as long as we receive your cancellation by 5.00 pm AEST on the day your instruction was submitted.

  • Online switch: if you have made an investment switch online you can cancel your switch directly through Member Online.
  • Paper switch: if you completed an Investment switch form, you should cancel your switch in writing (by fax, email or post).

Make the most of Member online

Look after your super the simple way. Access your Brighter Super account on any device, anytime, anywhere.

Login Register
financial advice

Get financial advice

Let our expert financial advisers help you create a plan for the future.

council surveyor

Find lost super

There’s lots of unclaimed super floating around and some of it could be yours.

performance charts

Compare investments

Get an overview of the different investment options available with Brighter Super.