Phone 1800 444 396
Web brightersuper.com.au
Email info@brightersuper.com.au
Post GPO Box 264, Brisbane QLD 4001

Retirement readiness in Australia

Early guidance and advice are emerging as key drivers of retirement confidence – yet many Australians still wait too long to act.

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Brighter Super and Investment Trends 2025 Retirement Income Report

Brighter Super has partnered with Investment Trends for a second consecutive year to better understand the evolving needs and challenges faced by Australians nearing and in retirement.

We are pleased to present the Brighter Super and Investment Trends 2025 Retirement Income Report. This is a comprehensive survey and study offering valuable insights to help Australians make informed financial decisions and build a more secure future.

The survey report reflects the voices of over 3,600 Australians, highlighting the financial pressures, concerns, and aspirations shaping retirement today.

Key findings

Planning for a Brighter retirement
Early planning and guidance lead to greater confidence and comfort in retirement.

Retirement readiness
Readiness is lifting, but confidence still hasn’t recovered.

Transitioning to retirement
Flexible transitioning to retirement is preferred, but it could come sooner than expected.

The knowledge gap - understanding of Retirement Products
Knowledge is limited, but those who use retirement income products are highly satisfied.

The role of super funds
While members trust their super funds, guidance remains the biggest opportunity - with personal advice the top request.

Key insights

Preparing for retirement: Pre-retirees expect

 

Living in retirement: Retirees experience

 

2025 National White Paper

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2024 National White Paper

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2024 Queensland White Paper

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"Australians who plan for their retirement generally feel more in control, have greater financial resilience and experience a smoother transition into retirement."

— Kate Farrar, CEO, Brighter Super

"Retirement is shaped by the decisions you make today, not those put off for years. While the best time to start planning was years ago, the next best time is today. We want to empower our members to act early, seek advice, and build the confidence they need to retire well."

 — Jennifer McSpadden, Head of Retirement, Brighter Super

Please contact us for more information on this research, or to learn how Brighter Super’s retirement income solutions can support you in retirement.