| MySuper1 |
| MySuper |
Return target of 3% per year above inflation after fees and taxes over the next ten financial years. |
High |
5 years |
Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. |
| Ready-made options |
| Aggressive |
Accumulation and Transition to retirement Pension account
Return target of 3.5% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 3.5% per year above Consumer Price Index after fees and taxes over the next ten financial years.
|
High |
7 years |
Those seeking high returns and prepared to accept potentially significant fluctuations in returns over shorter time periods. |
| Diversified Growth |
Accumulation and Transition to retirement Pension account
Return target of 3% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 3% per year above Consumer Price Index after fees and taxes over the next ten financial years.
|
High |
5 years |
Those seeking reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. |
| Capital Managed |
Return target of 2.5% per year above inflation over rolling 10-year periods after fees and taxes. |
High |
4 years |
Those seeking moderate returns and prepared to
accept potentially modest fluctuations in returns
over shorter time periods. |
| Indexed Balanced |
Accumulation and Transition to retirement Pension account
Return target of 2.75% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 2.75% per year above Consumer Price Index after fees and taxes over the next ten financial years.
|
High |
5 years |
Those seeking moderate returns and prepared to accept moderate risks in market fluctuations. |
| Stable |
Return target of 1.5% per year above inflation over rolling 10- year periods after fees and taxes.
|
Medium to high |
3 years |
Those seeking modest returns and who are fairly averse to fluctuations over the short term. |
| Defensive |
Accumulation and Transition to retirement Pension account
Return target of 1% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 1% per year above Consumer Price Index after fees and taxes over the next ten financial years.
|
Low to medium |
2 years |
Those wanting to stay ahead of inflation and generally averse to fluctuations in returns over shorter periods. |
| Socially Responsible options |
| Socially Responsible |
Accumulation and Transition to retirement Pension account
Return target of 3% per year above inflation after fees and taxes over the next ten financial years.
Pension account
Return target of 3% per year above Consumer Price Index after fees and taxes over the next ten financial years.
|
High |
5 years |
Those seeking a socially responsible investment with reasonably high returns and prepared to accept potentially modest to significant fluctuations in returns over shorter periods. |
| SR Australian Shares |
Return target is to outperform the S&P/ASX 200 Accumulation Index over rolling 5 year periods after fees and taxes.
|
Very high |
7 years |
Those seeking a socially responsible investment with high returns from Australian shares only and prepared to accept potentially significant fluctuations in returns over shorter time periods, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Single Asset Class options |
| International Shares |
Return target is to outperform the weighted average return from the MSCI All Countries World Index in $A hedged (50%) and the MSCI All Countries World Index in $A unhedged (50%)
over rolling 5-year periods after fees and taxes. |
High |
7 years |
Those seeking high returns from international shares only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Australian Shares |
Return target is to outperform the adjusted S&P/ASX 300 Accumulation Index over rolling 5-year periods after fees and taxes.
|
High |
7 years |
Those seeking high returns from Australian shares only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Property |
Return target is to outperform the adjusted Mercer/IPD Australian Property Index over rolling 5-year periods after fees and taxes. |
Medium to high |
7 years |
Those seeking high returns from a diversified property portfolio only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Diversified Fixed Interest |
Return target is to outperform 70% Bloomberg AusBond Composite Bond Index (All Maturities) plus 30% Bloomberg Barclays Global Aggregate Index (hedged to Australian Dollars) over rolling 3-year periods after fees and taxes. |
Medium |
4 years |
Those seeking modest returns from diversified fixed interest only, or those wanting to build their own investment strategy when combined with other single asset class options. |
| Cash Enhanced |
Return target is to outperform the adjusted Bloomberg AusBond Bank Bill Index over rolling 2-year periods after fees and taxes. |
Very low |
No minimum |
Those seeking consistent return on their money in the short term, even if that return is low and doesn’t keep pace with inflation. |
