Insurance needs and premium calculators

Calculate your ideal level of insurance

Use our insurance calculators to see what level of cover might be best for you. The calculator helps you estimate the ideal level of Death and Total and Permanent Disablement (TPD) and Income Protection (IP) insurance cover based on the information you provide about your circumstances. It considers various factors to determine an amount of cover that may suit your needs.

When calculating your insurance needs our calculator takes these factors into consideration.

• Evaluates your household income, assets, and debts.
• Considers dependents and living expenses.
• Accounts for future income needs, inflation and death and disablement expenses.

Before making a start, it is a good idea to have details of your income, expenses, assets and debts ready. The calculator will take a couple of minutes to complete.