Phone 1800 444 396
Post GPO Box 264, Brisbane QLD 4001

Calculate your ideal level of insurance

Use our insurance calculators to see what level of cover might be best for you.

Before making a start, it is a good idea to have details of your income, expenses, assets and debts ready.

When setting your insurance there are nine keys factors to consider:

  • Household income
  • Assets
  • Kids/dependents
  • Home ownership
  • Living expenses
  • Debt
  • Job risk
  • High risk hobbies
  • Time until retirement 

Find your level of cover with our insurance calculators 

Use our insurance needs calculator to see what level of cover might be best for you.

Brighter Super account holders

Insurance needs calculator

Brighter Super Corporate Offer*

Insurance needs calculator

We are currently working on a calculator that applies to corporate members. Please check back here soon.

* Please note, some members have tailored insurance arrangements through their employer, if this applies to you, this calculator will not apply to your circumstances. Contact us on 1800 444 396 to obtain more information.

Getting Advice

You also have access to our Financial Advisers who can recommend the right level of cover for you and your family at no extra cost. Contact us on 1800 444 396 to book an appointment, we are open Monday to Friday, 08.00 am to 5.30 pm (AEST).

Let's Learn

Having insurance through superannuation can help protect you and your family against the unexpected. It’s important to understand how much insurance cover you have, and whether it is right amount for your personal circumstances.

Start learning

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