Retirement Health Check

If you’re over 55, have you started to wonder if you’ll be able to afford a comfortable lifestyle in retirement?

You may be starting to ask yourself these kinds of questions.

• How much money will I need to retire comfortably?
• When would I like to retire?
• Is my super growing enough for me to retire comfortably?
• And if the answer is no, how can I get my super back on track?

Getting a clear answer to these questions can be difficult on your own. That’s why Brighter Super offers a Retirement Health Check service.

Checking that you’re on track

A Retirement Health Check is a 30-45 minute appointment with one of our financial advisers over the phone. They can help you forecast if you are on track to achieve your retirement income goal, based on limited information provided by you, such as:

• Current financial situation, including salary.
• Super account balance.
• Employer and additional contributions.
• Retirement lifestyle goals.
• Eligibility for Government Age Pension.
• Lump sum expenses such as holidays and home renovations.

Following the appointment, you’ll receive a retirement projection report, which is an estimate on whether your super is growing on track to achieve your retirement income goal.

The fee for a Retirement Health Check appointment and report is $330, which can be paid from your super account if you wish.

Deeper analysis with financial advice

For many people, a Retirement Health Check can be a good first step in their retirement planning process. If you are interested in a deeper analysis of your financial situation and future goals, you may want to seek further financial advice.

Find out more about financial advice or call us on 1800 444 396.

^1. Brighter Super’s financial advisers are employees of Brighter Super and work for ESI Financial Services Pty Ltd (ESI Financial Services) (ABN 93 101 428 782), which is a wholly owned entity of Brighter Super Trustee. However, they provide financial services as Authorised Representatives of Industry Super Fund Services Limited (IFS) (ABN 54 007 016 195, AFSL 232514). IFS (and not Brighter Super) is responsible for advice provided by Brighter Super’s financial advisers. Brighter Super also has arrangements in place with other external advice providers to provide personal advice services to its members. If you receive an advice service through an external advice provider, they are responsible for that advice.