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Three easy 2023 resolutions to make your retirement dreams come true

Published 20 January 2023

Australians making new year’s resolutions may be considering fitness goals, new hobbies, or focusing on a healthy lifestyle – but according to leading superannuation experts, a financial goal might have the longest-lasting impact.

Brighter Super CEO Kate Farrar said Australians should make their superannuation’s health the focus of their 2023 resolution, offering three top tips for better savings.

“Reviewing your super strategy is a new year’s resolution that is easy to stick with,” Ms Farrar said. 

“Early intervention can help put your retirement goals on track and impact your savings well into the future. 

“The start of the year is the best time to take stock and seek advice.” 

To help plan for a secure financial future, Brighter Super recommends members add three resolutions to their list of goals for 2023.

1. Consider consolidating your superannuation accounts 
Many Aussies are at risk of losing hundreds in savings each year by paying multiple account fees and insurance premiums on separate superannuation accounts. Consider combining all your superannuation funds in to one account and you could save on fees and maximise your returns.

2. Check your beneficiary nominations
Superannuation can be one of your biggest assets, but many people are not aware that it does not automatically pass on to your loved ones in the event of your death. Take the time to nominate your beneficiary through the superannuation fund’s online portal to ensure it can be distributed to your nearest and dearest.

3. Review your investment strategy
Your superannuation is unique to you no matter where you are on your retirement journey, so getting your investment mix right is important. In 2023 take some time to check that your superannuation investment strategy matches your current risk appetite and stage of life. Brighter Super offers an Investment Risk Profiler that makes it easy to learn the level of risk you are comfortable taking.

Brighter Super offers a range of personalised financial advice, and online tools, as well as no cost 30 minute Super Health Check appointments with superannuation specialists who can help all members (and non-members) achieve their retirement goals.

“Our merger in July 2021 has allowed us to reduce fees for our MySuper default investment option in the first 12 months, directly delivering the merger savings back to our members,” Ms Farrar said.

“This has resulted in Money magazine judging that Brighter Super holds the lowest fee for account balances of $5,000 and $10,000 in the default MySuper investment option.”

Brighter Super was named the fund with Australia’s 'Best-Value MySuper Product for 2023' by Money magazine in its prestigious 'Best of the Best' annual awards.

The fund’s insurance offering was also recognised as Money magazine’s '2023 Best-Value Income Protection Insurance in Super Men'.


“As an agile boutique fund, we are committed to adapting to the everchanging markets to maximise returns for our members while delivering opportunity and investment security,” Ms Farrar said.

To start taking steps to a more financially secure future, book your Super Health Check today. 

This information has been produced by LGIAsuper Trustee (ABN 94 085 088 484, AFS Licence No. 230511) as trustee for LGIAsuper (ABN 23 053 121 564), trading as Brighter Super. In this document, Brighter Super may refer to the Trustee or LGIAsuper as the context requires. Brighter Super products are issued by the Trustee on behalf of LGIAsuper. This email may contain general advice, which has been prepared without taking into account your objectives, financial situation or needs. As such, you should consider the appropriateness of the advice to your objectives, financial situation and needs before acting on the advice. You should also obtain and consider the Product Disclosure Statement (PDS) for your account before making any decision to acquire or contribute additional amounts to your Brighter Super account - available to download at or call to request a copy. This email contains information that is up to date at the time of publishing. Some of the information may change following its release. Any questions can be referred to Brighter Super by calling us on 1800 444 396 or emailing us at