Investment update to 31 July 2025

1. SuperRatings Fund Crediting Rate Survey, July 2025. Refer to superratings.com.au for further information about these results. The information is current as at the date of the SuperRatings Survey (released on 21 August 2025). Investment returns are only one factor to be considered when deciding whether to invest. Past performance is not a reliable indicator of future performance.

   Returns are based on daily unit pricing valuations and are net of external investment manager fees, net of taxes and gross of all Brighter Super administration fees for all performance periods.

2. Brighter Super options referenced in this article were ranked in the following SuperRatings indices, as published in the SuperRatings Fund Crediting Rate Survey, June 2025:
• Accumulation: Growth is in the SR50 Growth (77-90) Index, Balanced is in the SR50 (60-76) Index, MySuper option is in the SR50 MySuper Index, Indexed Balanced is in the Balanced (60-76) category, Conservative Balanced is in the SR25 Conservative Balanced (41-59) Index, Stable is in the SR50 Capital Stable (20-40) Index, Secure is in the SR25 Secure (0-19) Index.
• Pension: Growth is in the SRP50 Growth (77-90) Index, Balanced is in the SRP50 (60-76) Index, Conservative Balanced is in the Conservative Balanced (41-59) category, Indexed Balanced is in the Balanced (60-76) category, Stable is in the SRP50 Capital Stable (20-40) Index, Secure is in the SRP25 Secure (0-19) Index.

Brighter Super Trustee (ABN 94 085 088 484 AFS Licence No. 230511) ("Trustee") as trustee for Brighter Super (ABN 23 053 121 564) ("Fund"). Brighter Super may refer to the Trustee or the Fund as the context may be. Brighter Super products are issued by the Trustee on behalf of the Fund. The information contained is up to date at the time of publishing. Some of the information may change following its release. Any questions can be referred to Brighter Super by calling 1800 444 396, or by emailing info@brightersuper.com.au.

This article may contain general advice, which has been prepared without taking into account your individual objectives, financial situation or needs. As such, you should consider the appropriateness of the advice to your objectives, financial situation and needs before acting on the advice. You should also obtain and consider the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) before making any decision to acquire any product or contribute additional amounts to your Brighter Super account. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the PDSs, FSG and TMDs at brightersuper.com.au/pds-and-guides.