Published 24 November 2020
As you go through life’s challenges and milestones, you may want your insurance cover to keep pace with your changing situation.
Major life changes you could face include marriage or moving in together, divorce, a new child, a mortgage, or your partner’s death. Not having the right insurance cover when your life has changed could put you at financial risk.
With LGIAsuper, your insurance can change with you.
Some life events enable you to apply for increased insurance cover without having to go through the full underwriting process – i.e. you may not have to complete lengthy questionnaires and procedures.
If you are aged 59 years or younger, you can apply to increase your cover for the life events listed below.
If eligible, you can apply for two extra units of Death only cover, or two extra units of Death and Total and Permanent Disability (TPD) cover, or up to $2,000 per month in additional Income Protection cover.
We increased the eligibility age from 54 to 59 years on 1 November 2020.
You can apply for one life event increase every 12 months, up to a maximum of three events during your membership.
You can apply for increased insurance cover when you experience a life event in two ways:
If you have any questions about our insurance cover, please contact us on 1800 444 396.