Phone 1800 444 396
Web brightersuper.com.au
Email info@brightersuper.com.au
Post GPO Box 264, Brisbane QLD 4001

Insurance needs calculators

Calculate your ideal level of insurance

Use our insurance calculators to see what level of cover might be best for you. The calculator helps you estimate the ideal level of Death and Total and Permanent Disablement (TPD) and Income Protection (IP) insurance cover based on the information you provide about your circumstances. It considers various factors to determine an amount of cover that may suit your needs.

When calculating your insurance needs our calculator takes these factors into consideration.

Calculate your ideal level of insurance

Use our insurance calculators to see what level of cover might be best for you. The calculator helps you estimate the ideal level of Death and Total and Permanent Disablement (TPD) and Income Protection (IP) insurance cover based on the information you provide about your circumstances. It considers various factors to determine an amount of cover that may suit your needs.

When calculating your insurance needs our calculator takes these factors into consideration.

  • Evaluates your household income, assets, and debts.
  • Considers dependents and living expenses.
  • Accounts for future income needs, inflation and death and disablement expenses.

Before making a start, it is a good idea to have details of your income, expenses, assets and debts ready. The calculator will take a couple of minutes to complete.

Find your level of cover with our insurance calculators

Use our insurance needs calculator to see what level of cover might be best for you.

Brighter Super (Local Government and associated industries and public offer members)

Insurance needs calculator

Brighter Super Corporate Offer Insurance* 

Insurance needs calculator

Use this calculator if you hold an Accumulation account and joined through a Brighter Super Corporate Offer employer.

* Please note, if you are employed by an Energy Industry employer or an Employer with a different insurance arrangement, as shown in the Corporate Plan Summary these calculators will not apply to your circumstances. Contact us on 1800 444 396 to obtain more information.

We are currently working on a calculator that applies to Members employed by an Energy Industry employer or have a Corporate Plan Summary. Please check back here soon.

Need help?

Our superannuation specialists are here to help and can recommend the right level of cover for you at no extra cost.

Call our team on 1800 444 396 to book an appointment, we are open Monday to Friday, 08.00 am to 5.30 pm (AEST).

Brighter Super also offers a range of advice services, to help you plan, protect, and grow your retirement savings, some of which may be covered as part of your membership. To find out more, visit brightersuper.com.au/advice.

Discover what cover is available to you

Our insurance benefits can protect you, your family and your lifestyle against the unexpected, 24 hours a day, 7 days a week. We offer flexible insurance for a wide range of financial and lifestyle needs.

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Let's Learn

Having insurance through superannuation can help protect you and your family against the unexpected. It’s important to understand how much insurance cover you have, and whether it is the right amount for your personal circumstances.

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View or change your insurance cover

You can view, change or cancel your current level of insurance cover online.

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