Phone 1800 444 396
Post GPO Box 264, Brisbane QLD 4001

Nominate a beneficiary

If you were to write a list of all the assets you own would you remember to include super on that list? After all, it’s often our biggest asset along with our home. So it’s important to consider where you want your super to go when you die.

Binding death benefit nomination

A binding death benefit nomination is a legal document which binds Brighter Super to pay your benefit to your nominated beneficiary (or beneficiaries) provided it is still a valid nomination at the time of your death.

This type of nomination gives you greater certainty over where your money will go. It may be particularly useful if you have a more complex family situation (for example, ex-partner/s or children of current and former relationships).

Non-lapsing death benefit nominations

Brighter Super members can now make non-lapsing death benefit nominations.

Unlike a binding death benefit nomination, a non-lapsing nomination will not expire after three years. However, changes in your circumstances may affect the validity of your nomination, such as a new de-facto relationship or marriage breakdown. We recommend that members regularly review their death benefit nominations.

To make a non-lapsing death nomination, you can download and complete a Binding Death Benefit Nomination Form (M10), which is available at

Further information on non-lapsing death benefit nominations can be found in the relevant Member guide.

Who can I nominate as my beneficiary?

We can pay your death benefit to:

  • your dependents
  • your legal personal representative (like the executor of your will or administrator of your estate)

For more details, read our Death benefits info sheet or see the Insurance and beneficiaries section on our FAQs page.

Death benefits info sheet

Preferred beneficiary nomination

A preferred beneficiary nomination helps guide us when deciding who to pay your benefit to. Unlike a binding death benefit nomination, Brighter Super is not legally required to follow your instructions. This is because we are obliged to identify all dependents and pay your benefit according to rules in our Trust Deed and Australian Government legislation.

Making a preferred beneficiary nomination is simple, doesn’t require renewal unless your circumstances change and may suit you if you have a relatively straightforward family situation.

Reversionary beneficiary

With a reversionary beneficiary nomination your pension can continue to be paid as a pension to your beneficiary (generally your spouse). Before nominating a reversionary beneficiary it’s a good idea to contact us so we can explain all factors involved with making this type of nomination.

For example, your pension payment may affect the reversionary beneficiary’s overall financial position including their tax situation and/or Centrelink benefits.

How do I make a nomination?

Before you make a nomination, read our Death benefits info sheet or contact us.

Organise advice today

The best way to learn about improving your personal situation today and in the years ahead is to talk to our friendly and experienced financial advice team.

Get in touch Learn more
grow your super

Know you're covered

Get peace of mind with our Death and TPD, and income protection insurance.

public seminars

Learn about super

We offer a range of ways for you to get more clued up on what super’s all about.

using laptop

Use Member Online

Access and update your account information on any device anywhere, anytime.