At the beginning of 2023, the Brighter Super Group managed almost $30 billion on behalf of around 255,000 members.
We believe our size is ideal – enough scale to create efficiencies whilst remaining nimble enough to respond quickly to member needs and regulatory requirements. We’re big, but not too big.
Brighter Super is a profit-for-members group, focusing exclusively on protecting and growing retirement savings for our members. This carries through to all aspects of the business and puts us on the same page as you, their advisers.
We’re committed to delivering a level of service that will give you greater confidence in your dealings with clients, and the support tools and information you need to help you run your business more efficiently.
We look forward to working with you.
At Brighter Super we understand how important it is for members to have access to financial advice. Good advice can help members make informed financial decisions as they work towards their financial and lifestyle goals and help plan for a better future. That’s why we have launched Adviser Online, our portal for financial advisers to efficiently access their client information online.
Suncorp Super - now called SPSL Master Trust - undertook a Successor Fund Transfer to Brighter Super on 1 June 2023.
Dealers and advisers can access the latest documents and information to help them through this transition.
Our business development team have extensive experience within the financial services industry and are dedicated to fostering long term relationships with advisers and practices. Feel free to get in touch to arrange an appointment.
To find out more about Brighter Super, or to request a meeting, contact our BDM team at email@example.com
Senior Business Development Manager
Sean has over 20 years’ experience in financial services, working with advisers on superannuation and pension strategies for their clients.
Sean holds an Advanced Diploma in Financial Planning and is qualified as a Commissioner for Declarations.
Sean is a football tragic, and when he’s not kicking the round ball around, he’ll be busy watching the Spurs.
Business Development Manager
Nicky has over 17 years’ experience in the financial advice industry, including 12 years as a specialist life insurance financial adviser. Nicky is passionate about members having access to suitable and affordable advice options, and enjoys working with financial planning practices to help deliver this.
Nicky holds an Advanced Diploma in Financial Planning.
Outside of work, you’ll often find Nicky running around Brisbane training for her next marathon as she works her way to completing the six World Majors, or otherwise relaxing by playing piano.
Business Development Manager
Daniel has been in the superannuation industry for over a decade, working for one of Australia’s largest super funds across all facets of fund operations. His approach is heavily focused on putting members’ interests first, which includes ensuring that financial advisers have the right tools to deliver the best outcomes for those members.
Daniel holds a Diploma of Superannuation and is a Justice of the Peace (Qualified). He enjoys riding his motorcycle, photography, watching any kind of motorsport (especially F1) and playing guitar.
Steven has a wealth of knowledge with over two decades of industry experience and is passionate about quality advice and helping shape the future of the financial planning landscape. Steven’s experience covers financial planning, retail banking, superannuation, credit and mortgage lending, business ownership and structures, sales and marketing, risk and compliance (including design), business transformation, change and project management, and has led multiple and diverse teams.
Steven holds a Masters of Business Administration and a Masters of Applied Finance, and is a Certified Financial Planner and graduate of the Australian Institute of Company Directors. Steven has also been awarded a Distinguished Services Award by the Financial Planning Association of Australia.
Steven keeps busy spending time with his wife, daughter and pets, or watching AFL, playing tennis, fishing or finding his miss hit golf balls.
Our range of user-friendly forms make managing your Brighter Super account simple.
Find out how our range of different investment options is performing.
Please refer to Register as a listed adviser with Brighter Super. As a listed adviser, you will be able to have read only access to your client’s accounts via Adviser Online, or be able to make selected changes to their accounts by having them appoint you as their authorised third party. Listed adviser status remains in force until revoked.
No. The current Third Party Authority (TPA) access continues to be available, however this will continue to be an information only authority via the Contact Centre 1800 444 396 Brighter Super TPA’s will not have Adviser Online self-service
We do not currently accept digital signatures. All forms must be signed with wet ink.
Yes. Registered advisers who have been appointed as the listed adviser on a member’s account are eligible to deduct personal advice fees where appropriate. Brighter Super offers one-off, ongoing and fixed-term advice fee arrangements. Fee caps apply. Please use the Advice Fee forms at AFSL and adviser forms.
Members can authorise an ongoing and fixed term advice fee up to 2% of their balance, capped at $6,600 p.a. (or $550 per month), or a one off advice fee up to 2% of their balance, capped at $7,000 p.a. Fee caps apply at account level.
Each individual fee needs to meet the respective fee cap and minimum balance requirement e.g. once a one-off fee is charged, there needs to be $8,000 left in the account to set up an ongoing or fixed term advice fee. The minimum member balance is based on the balance before the advice fee is charged.
Both a one-off and ongoing / fixed term fee can be charged to the same account.
The advice services provided must have a direct, reasonable, and transparent link to the members funds within Brighter Super, measurable by APRA’s sole purpose test.
Where advice provided is not linked to a members funds within Brighter Super, for example, any product that is not related to Brighter Super, this advice must be charged externally to their Brighter Super account.
Yes. Brighter Super’s advice fee governance framework is guided by APRA/ASIC’s joint letter to RSE’s providing oversight of advice fees charged to members superannuation accounts. From time to time, Brighter Super will request copies of advice documents for the express purpose of ensuring the Trustees compliance relating to fees being deducted from members accounts, as per the Terms of Trade. These documents will be used to determine the fees paid from a member’s account meet APRA’s sole purpose test guidelines. A copy of the letter and more information about the sole purpose test can be found here.
Advice fees are paid monthly to your AFS Licensee, on or around the 15th of each month.
You can now make an investment switch as an authorised third party listed adviser on your client’s account via Adviser Online. Please refer to Register as a listed adviser with Brighter Super for more information.
Members can still request an investment switch via Member Online or by completing an investment switch form. Find out more.
If your client is planning on claiming all or some of their contributions as a tax deduction, they will need to complete a Notice of intent to claim or vary a deduction for personal super contributions form and email it to firstname.lastname@example.org
The Retirement Reward is a potential reward for eligible Brighter Super members who have an Accumulation or Transition to Retirement (TTR) account with us and move into a Brighter Super Pension account. Essentially, it’s a dollar reward for the member that returns a portion of the tax we’ve set aside to pay the ATO when growth assets (like shares) are sold. Find out more.