Phone 1800 444 396
Web brightersuper.com.au
Email info@brightersuper.com.au
Post GPO Box 264, Brisbane QLD 4001


Turning 60

Opening a Brighter Super Pension account is quick and easy.

A Brighter approach to retirement

Turning 60 is more than just a milestone, it’s when your super can start working differently for you.

With more favourable tax rules, greater flexibility, and new ways to access your savings, this stage can open up valuable opportunities to boost your retirement income.

Whether you’re planning to retire or continue working, understanding what’s available to you can help you make the most of your super and take greater control of your financial future.

Your options with Brighter Super

At Brighter Super, we offer flexible options designed to help you make the most of your super from age 60, whether you’re still working, slowing down, or ready to retire.

If you change jobs after 60, permanently retire after reaching your preservation age, or turn 65, you can open a Brighter Super Pension and won’t pay any tax on your investment earnings.

That can mean thousands of extra dollars in your pocket each year.

Plus you could receive a one-off, tax-free Retirement Reward of up to $16,0001.

At Brighter Super, we have the expertise and experience to help you navigate this significant life change and set you up for your brighter retirement.

We’re right by your side

Whether you’re nearing retirement or already retired, we can help.

Open a Brighter Super Pension

Log in to Member Online or complete the application form in the Brighter Super Pension PDS to apply for a Brighter Super Pension.

Pension made simple

Retire Easy Pension gives you pre-selected investment and payment options that automatically update over time.

Take advantage of our Retirement Reward

Move from a Brighter Super Accumulation account to a Brighter Super Pension and you could receive a one-off, tax-free reward of up to $16,0001.

Video of David Koch and Jen McSpadden

You can find out more about these opportunities in our video featuring Brighter Super’s retirement advocate, David Koch, and Head of Retirement, Jen McSpadden (August 2024).

couple on beach

Why 60 is a turning point for your super and retirement plans

17 March 2026

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We're here to help

If you would like to see how you’re tracking towards retirement, you may benefit from a Retirement Health Check with a Brighter Super financial adviser2. This is a tailored service to help members like you project your retirement savings, determine how long your money will last in retirement, and consider your eligibility for the government’s Age Pension.

Find out more
  1. This is based on Brighter Super's FY2025/26 Retirement Reward Rate of 0.8% of growth assets, calculated on the 1 July 2025 transfer balance cap of $2 million. A Retirement Reward is not payable on any amount higher than transfer balance cap, and eligibility criteria apply. Please see 'Who is eligible'. The transfer balance cap is subject to change per financial year. For additional information, refer to the ATO website at ato.gov.au.
  2. Brighter Super Financial Advisers are Authorised Representatives of Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL No 232514. In limited circumstances, a Financial Adviser may also be an Authorised Representative of ESI Financial Services Pty Ltd (ESI Financial Services) ABN 93 101 428 782, AFSL No 224952. ESI Financial Services is a wholly owned entity of Brighter Super Trustee (ABN 94 085 088 484 AFS Licence No. 230511)(“Trustee”) as trustee for Brighter Super (ABN 23 053 121 564)(“Fund”). ESI Financial Services provides financial services to Brighter Super members and employers under a service agreement with Brighter Super. ESI Financial Services has engaged IFS to facilitate the provision of financial advice to Brighter Super members. ESI Financial Services has also engaged Link Advice Pty Limited ABN 36 105 811 336, AFSL No 258145 to provide Brighter Super members with access to limited personal advice over the phone in respect to Brighter Super products.